Tetiana Yevtushok

Psychologist. Gestalt therapist. Coach. Trainer. Supervisor

Money beyond material value

  • the psychology of money

Understanding Money: A Journey from Materialism to Self-Expression and Growth

Money is more than just a currency; it’s a deeply emotional and symbolic element of human life. For many, it evokes strong feelings—fear, shame, anxiety, even anger. These emotions often cause tension and make money a difficult topic to address. Discussing finances is frequently avoided, dismissed as improper or even vulgar. Conversations around money often take a backseat to loftier topics, leaving this subject undervalued in both personal discussions and psychological practice. Yet, this avoidance does not diminish the undeniable significance of money in shaping our lives.

Money offers more than material benefits—it provides freedom, opportunities, and the chance to live a fuller life. If this is universally understood, why does discussing money still feel so taboo? To answer this, we must examine the emotional and societal dynamics that lie beneath our relationship with money.


Money as Energy: The Emotional and Relational Core

Money is often described as energy, a concept that transcends its physical form. This energy is not static; it is dynamic and deeply tied to human interaction. Every transaction, whether literal or metaphorical, connects us with others and requires us to navigate the complexities of social relationships. The shame, fear, or aggression we sometimes feel toward money isn’t about its materiality—it’s about how money reflects and affects our interactions with others.

Money forces us to confront the realities of life—movement, change, and resource management. It requires us to engage with the laws of nature and the systems we inhabit. This emotional energy is why money can feel so charged and why it’s often easier to ignore or suppress conversations about it.


The Paradox of Perception: Beyond Material Value

Many people perceive money as a purely material asset—a tool to satisfy basic needs like food, shelter, and safety. While this view has merit, it can be limiting. Money is more than a means of survival; it is a gateway to self-realization, social connection, and spiritual growth. When we treat money as purely material, we miss its idealistic potential.

The illusion of materiality leads us to believe that money’s value begins and ends with what it can buy. In truth, money is a means to an end. It enables us to meet physical needs, yes, but also facilitates higher needs like self-expression, creativity, and connection. For money to truly serve us, we must learn to use it as a bridge between material resources and personal values.


Consumer Culture and the Trap of Substitution

Modern consumer culture thrives on the idea that material possessions equal self-worth. Advertisements promise transformation through purchases, equating owning with being. A common example is the phrase, “I bought [something] and felt like a rock star!” This marketing tactic plays on our need for self-expression, offering a shortcut that rarely delivers lasting fulfillment.

This culture creates a dangerous cycle. We seek comfort and validation through material acquisitions, but this often leaves our deeper needs for purpose and self-expression unmet. Breaking free from this cycle requires a conscious effort to redefine what money means to us.


Moving Beyond the Comfort Zone

To expand our understanding of money, we must step beyond our comfort zones. This often occurs when primary needs—such as safety, social belonging, and physical well-being—are already met. At this stage, tension arises between material satisfaction and the yearning for something more. It is here that many struggle, unsure of how to project their personal values into their financial and professional lives.

This is the moment for self-discovery: identifying talents, understanding purpose, and embracing growth. Transitioning from a mindset of possession to one of being is essential. Money becomes not just a tool for survival but a means of expressing who we are and what we stand for.


Balancing Materialism and Idealism

The key to a healthy relationship with money lies in balance. Those who see money only through a material lens may focus excessively on saving or spending cautiously, limiting their ability to seize opportunities. Conversely, those with a more idealistic view may romanticize their potential without taking actionable steps. Both extremes lead to stagnation.

The art of balance lies in recognizing money as both a practical resource and a symbolic tool. When we align material wealth with personal values, we unlock its full potential—using it not only to meet needs but to create meaningful experiences and opportunities.


Money as a Metaphor for Connection and Gratitude

Ultimately, money is about more than transactions. It is a metaphor for interaction, collaboration, and gratitude. Through money, we express appreciation for the work of others, contribute to society, and receive recognition for our own efforts. It symbolizes the exchange of value, both tangible and intangible.

When we align our use of money with our deeper values, it transcends its material form. It becomes a way to create, connect, and grow. This perspective transforms money from a source of tension into a vehicle for abundance.


Abundance: The Ideal Balance

Abundance is not about having endless wealth but about aligning material resources with the spiritual and ideal aspects of life. Money is part of a greater bounty—one that includes nature, creativity, and the invisible realm of meaning. When we use money in harmony with these elements, life becomes richer, brighter, and more fulfilling.

By shifting our perception of money from one of limitation to one of opportunity, we open ourselves to growth. We learn to see money as a tool for expressing our unique purpose and for building connections with the world around us. In doing so, we achieve not just financial success but a life of balance, meaning, and joy.

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